SMSF PROPERTY LOANS BRISBANE SOUTHSIDE
SMSF lending, matched to the few lenders who do it well.
Borrowing through a self-managed super fund sits behind its own trust structure, and not every lender will touch it. We match your fund to the lenders who actively support SMSF lending.
Francesco Mercati
“Gundeep was FANTASTIC in getting me across the line on my first home, can't recommend him more!! Chat to us here.
Evergreen is here to help with your SMSF Property Loan.
Welcome to Evergreen Loan Solutions, where we are dedicated to empowering individuals and families to achieve their SMSF Property Loan goals with confidence and clarity. Established with a vision to provide personalised financial solutions, Evergreen Loan Solutions has been a trusted partner for clients seeking tailored guidance in navigating the complexities of the financial landscape.
Our Story.
Led by Gundeep Virk, a seasoned banking professional with over 15 years of experience in various roles including home loans, unsecured loans, agri-banking, and branch leadership, Evergreen Loan Solutions is dedicated to providing personalised financial solutions.
Our team take the time to listen and tailor our services to you, providing expert guidance every step of the way.
1. Residential and commercial purchases.
We arrange SMSF lending for both residential investment property and commercial premises, structured to suit how your fund is set up.
2. A short lender list, known well.
The list of lenders running a workable SMSF product is short. Matching your fund's profile to the right one materially affects the outcome.
3. Working alongside your accountant.
We handle the lending side while your accountant or financial adviser looks after the fund's compliance and structure, so nothing falls between the two.
Let us research 50+ banks & lenders to find the right solution for you.
We work with Australia’s leading banks and non-bank lenders including ANZ, Bank of Queensland Suncorp, AMP, Macquarie Bankwest and many more, giving you more options, better rates, and loans tailored to your exact needs. No bias, just what works best for you.
How our Brisbane Southside mortgage broker helps
Why do Brisbane Southside SMSF trustees use Evergreen?
SMSF lending policy varies more between lenders than standard home lending does, from the deposit required to how the fund's contributions and rental income are assessed. Knowing who is active in the space right now saves weeks.
Business owners around Brisbane Technology Park, Sunnybank and the Rocklea and Archerfield industrial precincts often ask whether their fund can buy the premises they operate from. We tell you what a lender will fund before you sign anything.
Book a free chat to find out more.
Brisbane Southside mortgage broker reviews
“Evergreen Loan solutions have been very helpful throughout our journey. I want to thanks Gundeep for the support all through this journey of buying a house.
Evergreen home solutions has always been very professional and always guided us to realise our dream house."
Monika Goel
June 2026
★★★★★
5.0 star Google reviews
FAQs
Can my SMSF borrow to buy property?
Yes, under a limited recourse borrowing arrangement, or LRBA. The property is held in a separate trust for the fund, and if the loan goes wrong the lender can only claim that property, not other fund assets. Whether borrowing suits your fund is a strategy and compliance question for your accountant or adviser, and we handle the lending side. Learn more about SMSF property loans.
Can my SMSF buy my business premises?
Often, yes. Buying business premises through your fund and leasing them back to your business is one of the more common uses of SMSF lending. The lease must be on commercial terms at market rent and properly documented. Your accountant confirms the structure and compliance, and we find a lender whose policy suits the property type and your fund's position.
How is an SMSF loan different from a normal investment loan?
SMSF loans usually need a larger deposit, have fewer lenders to choose from and often carry higher rates and fees. Lenders assess the fund's balance, contributions and rental income rather than just your personal income, and many want the fund to keep a cash buffer after settlement. Policy varies widely between lenders, so comparing matters more than with a standard loan.
Do I need an accountant as well as a broker?
Generally yes. SMSF property involves superannuation law, tax and trust deeds, so we always recommend your accountant or licensed financial adviser handles the strategy and compliance side. Evergreen takes care of the lending: finding a lender that accepts your fund's structure, preparing the application and coordinating with your accountant and solicitor so the bare trust and loan documents line up.
Can an SMSF buy residential property to rent out?
Yes, an SMSF can buy residential investment property, but it cannot be lived in or rented by you, your family or other related parties. The property must be held purely as an investment for the fund. Your accountant or adviser confirms the purchase meets the rules, and we check which lenders will fund the property type and location you have in mind.
Can my SMSF renovate a property bought with a loan?
Repairs and maintenance are generally allowed, but borrowed money cannot be used to improve the property in a way that changes its character, such as a major extension. Improvements funded from the fund's own cash may be possible. This area has strict rules, so your accountant or adviser should confirm what is allowed before any work starts.
